Christmas is all about togetherness, lights, and coziness, but it's also the month when credit cards get a real workout. Not just because of the gifts, lavish dinners, and exclusive wines, but also because of the tree itself. Especially in hotels and luxury venues, where the decorations go way beyond the roof. It's not so much the tree itself, but rather what hangs on it that determines its value, from diamonds and gold to bracelets and necklaces as decorations. It's certainly over the top, but it does make for some spectacular Christmas trees.